Some employers offer social benefits that includes disability and Income Insurance.

However, this insurance is only valid during employment. In the event of a loss or change of employment, the insurance plan ends with the last day normally worked. In the case of a personal protection, everything is fine!

Disability and income insurance provides a source of income during a disability leave so that financial commitments are met, and the individual can concentrate on recovery.

Read some of our tips to be better organized.

Our homes have never been as in demand as they are now. The house is an office, a school, a gym and a protected sanctuary for a deserved rest of the world. This means that it is more important than ever to have an organization system in place to keep the whole house in good working order. 

Myth or reality : Statistics on critical illnesses in Canada

Myth: 

By Dale Jackson, Personal Finance Columnist, Payback Time, Bloomberg

Retirement investors should pay close attention to the coming federal election campaign.

Governments give and governments take, and after a COVID-19 spending spree estimated at more than $200 billion so far, a revenue-hungry government of any stripe may well size up the tax perks in your retirement nest-egg.

Invest in the Stock Market, yes... but

There are common mistakes that new investors should be aware of before trying to hand-select stocks like renowned investors like Warren Buffett or a shorting like George Soros.

Aversion to Risk, How Can You Beat it

The work of Daniel Kahneman, 2002 Nobel Prize in Economics, and Amos Tversky, both of the famous Chicago School of Behavioral Economics, has taught us that fundamentally the individual does not like taking risks. But this observation is confronted with a very simple observation. In 1980, the portion of GNP devoted worldwide to gambling increased all over the world even though the expectation of winning was negative.

By Brian Myles, Le Devoir

Fall will mark the gradual return to the office of hundreds of thousands of workers

Unless the progression of variants turns plans upside down, the fall will mark the gradual return to the office of hundreds of thousands of workers who have been confined to their homes by the pandemic, in whole or in part, for 18 months. Employers and workers are anticipating this “new norm” in a world where nothing will be the same.

There are so many things you can save for with a TFSA.

It might be to renovate your home, buy a cottage, go on a dream vacation, or save for your child's wedding. It could even be just to have emergency funds readily available.

Introduced by the federal government in 2009 to help Canadians save better, the TFSA (Tax Free Savings Account) gives account holders:

To be successful in investing, you need to buy low and sell high

However, it is almost impossible to predict the right time to invest when markets rise and fall every day. Indeed, very few investors manage to choose the right time to buy and sell an investment.
 
There is, however, a way to take advantage of the ups and downs of the market without having to choose the right time to buy or sell. This is the average purchase method.

Buying a house, the most important financial transaction

For most people, buying a house is the most important financial transaction of their life, as much as emotionally as financially. Choosing the neighbourhood, the type of house, the furniture….