Compose a winning symphony!
Mix risk-return
Different investors will need different investing strategies and a different mix of investment assets.
- Speculative
- Moderate
- Low
- Cash and cash equivalents
Asset mix is critical to investment success. Asset mix, or allocation, means the mix of investment types you hold. It's a very personal matter. You may be willing to take more risk in your early and peak earning years. As you head toward retirement, you may choose a more conservative mix. Be sure that you always get advice from a registered financial advisor to make sure your investment mix is suitable for your situation.
Review your mix from time to time and consider adjusting your portfolio:
- when you're making a major new investment
- when one asset has had an unexpectedly good or bad return compared to others
- each year, before tax season
- whenever you're speaking with a financial advisor
- when you go through a major life event, such as having a child, buying, or selling a home, or losing a spouse.